Hello, I’m Dori Einhorn – a passionate insurance advocate, seasoned professional, and the heart behind Einhorn Insurance. My journey started in 2008 when I founded our agency with a vision – a vision born from an experience that shook me to my core.
My journey into the insurance industry was not a conventional one. Back in 2007, I was involved in a harrowing car accident. Despite owning two properties, I found myself with a severely insufficient insurance policy, a fact that came to light only after the accident. The sheer vulnerability I felt in that moment transformed me. I realized just how critical it is to have the right insurance coverage and how easily one can be misled without proper guidance.
Fueled by a newfound passion, I committed to empowering people to protect their hard-earned assets, ensuring they never find themselves as exposed as I was that day. This personal mission drives everything we do at Einhorn Insurance.
Before my insurance journey began, I spent six years as a full-time realtor, managing the sales and purchases of over 200 properties. This invaluable experience, along with my personal investments, has gifted our agency with an intimate understanding of the complex world of real estate transactions. We engage with lenders and escrow companies daily, acutely aware of the urgency and time sensitivity inherent in every deal.
Einhorn Insurance is a specialist in providing insurance for Californian property owners, particularly those living in high-risk wildfire and brush areas. But our expertise doesn’t stop there. We proudly offer a vast array of insurance services, including California fire and wildfire insurance, home insurance, auto insurance, dog liability insurance, Mexican auto insurance, umbrella insurance, life insurance, and business insurance.
Our dedication to our clients has helped us to safeguard over 3000 California residents, a fact that fills me with immense pride. Our work hasn’t gone unnoticed either; we’ve been recognized by prestigious outlets like Forbes, USA Today, Huffington Post, Nerd Wallet, and NPR. We’ve also collaborated with Animal Planet shows, helping homeowners with breeds often discriminated against by insurance policies, a cause close to my heart.
Beyond my professional life, I treasure moments with my husband and daughter, experimenting in the kitchen, staying active, exploring new places, and diving into engrossing audiobooks. I’m also nurturing a budding interest in pickleball!
It would be an honor to guide you through your insurance needs. Reach out to Einhorn Insurance today. Let’s ensure you have the coverage that truly protects you and the life you’ve built.
There's something undeniably comforting about a crackling fire on a chilly California evening. But before you reach for those matches, you should know that California has some complicated rules about when and how you can use your fireplace. Whether you're a homeowner...
Major insurance companies are significantly pulling back from insuring homes in California, leaving many homeowners scrambling.[1] For those that remain, they are increasing rates 100-300%. State Farm recently announced it won't renew 72,000 policies, while others...
Facing skyrocketing fire insurance premiums in California? You're not alone. Many homeowners are seeing huge rate increases, and some are even losing coverage. But there are concrete steps you can take to fight back. Key Takeaways for Reducing California Fire...
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Imagine coming home to find a wall of flames engulfing your neighborhood. This was the terrifying reality for many Los Angeles residents during the devastating 2025 wildfires. But what ignited this inferno? The answer, unfortunately, is complex. It's a combination of...
"Wildfire season" in California is no longer a matter of when—it's a matter of how bad and where. The threat is now a constant, a year-round risk that demands a shift in mindset. This article will debunk the outdated notion of a contained fire season and provide a...
Imagine opening your mail, and there it is—a notice that your homeowner's insurance policy won't be renewed. Panic sets in. You start to wonder, “How am I supposed to protect my home, especially with wildfire season looming? ” This is a reality more and more...
Why is fire insurance so high in California? It’s a question that plagues many homeowners in the Golden State, and the answer isn’t simple. The escalating costs of homeowners insurance, specifically fire insurance, are a major financial burden for many, causing...
The crackle of flames, the choking smoke, the orange glow against the night sky – wildfires are a terrifying force of nature. They can erupt with little warning, transforming familiar landscapes into scenes of devastation in a matter of hours. While we...
Imagine the devastating scene: a wildfire raging through your neighborhood, homes engulfed in flames. It's a nightmare scenario but one that's becoming increasingly common in many parts of the world. While we can't control the forces of nature, we can take steps to...
Imagine this: you wake up one night, and your world is ablaze. You're surrounded by smoke, heat, and fear. Your home, your sanctuary, is being consumed by fire. This horrifying experience is, unfortunately, a reality for many people who have survived house fires. But...
Have you ever caught yourself saying, "That will never happen to me?" If so, you're not alone. Many homeowners and renters harbor misconceptions about home insurance, believing in a series of myths that can lead to inadequate coverage or costly mistakes. From thinking...
As we delve into the history of insurance, it becomes clear that the basic premise of insurance - sharing risk - has been ingrained in human society for centuries. The ancient Babylonians and Chinese traders started this tradition with their maritime loan system,...
Believe it or not, insurance companies aren't quite like the money-making machines they are often perceived to be. Rather, they operate on a business model that's built around risk management and a delicate balancing act between income and expenses. So, how do these...
In the wake of a house fire, the aftermath is often a grim spectacle of burnt belongings, charred walls, and a generally devastated living space. But one element that is not immediately apparent yet causes extensive damage is smoke. Living in a house with smoke damage...
House fires are devastating events that can cause extensive damage to homes, stripping them down to their bare bones and reducing cherished belongings to ashes. It’s a harsh reality that no one likes to consider, but being aware of it can help us prepare better....
Smoke damage, while it may seem less destructive than a full-blown fire, can actually be just as damaging in many cases. The insidious nature of smoke allows it to creep into every nook and cranny of your home, staining walls, corroding metals, and permeating fabrics...
House insurance is a must-have for any homeowner. However, many people may not fully understand the role that a home insurance adjuster plays in this equation. These individuals are an essential part of the process when a claim is made, so let’s dive in and explore...
The growing problem of wildfires is raging out of control. On average, approximately 60,000 wildfires scorch around 8 million acres in the U.S. each year. (1) The enormity of these numbers can be hard to grasp, but each digit represents a significant amount of...
Have you ever wondered about the term “Acts of God” in your homeowner’s insurance policy? It’s a phrase that might seem a bit abstract, but when it comes to insurance, it has a very specific meaning. Key Takeaways An "Act of God" refers to natural events beyond human...
If your house burns down in a wildfire, immediately find a safe place to stay, such as with family or in a temporary shelter. Contact local authorities for guidance on re-entry to your property. Notify your fire insurance provider to start the claims process,...
High-risk items in home insurance refer to those specific possessions or areas of your home that carry a heightened risk of damage or destruction due to certain conditions, such as wildfires, floods, or even theft. These could be anything from expensive jewelry and...
Welcome, homeowners and potential homeowners alike! We’ll be diving into a topic that should matter to all of us: the importance of fire safety and the evolving technology of fire alarm systems. Importance of Fire Safety Fire is an unpredictable force that can cause...
Home safety is a top priority, and one of the most crucial safety devices for any homeowner is the smoke detector. Smoke detectors are electronic fire-protection devices designed to detect the presence of smoke, a primary indicator of fire. The device then alerts the...
Preparing for a wildfire evacuation entails creating a comprehensive action plan, securing your home and property, packing an emergency supply kit, designing a safe escape strategy, assisting neighbors, making arrangements for pets and farm animals, maintaining...
Home hardening is the process of enhancing your home's structural integrity with fire-resistant materials and designs to protect against wildfires, which is increasingly important due to rising wildfire threats worldwide. Welcome to the World of Home Hardening If the...
A Red Flag Warning is a critical weather alert issued by the National Weather Service to inform residents of increased risk for wildfires, and it is crucial for Californians to understand and pay attention to these alerts in order to take necessary precautions and...
Factors contributing to fire weather include high air temperatures, low precipitation levels, decreased soil moisture, low relative humidity, and gusty winds. Preparing for and mitigating wildfire risks involves understanding these factors, monitoring fire weather...
California is often referred to as “The Golden State,” but with the frequency of fires, it wouldn’t be surprising if we took on the label of “The Wildfire State.” With each fire, home insurance carriers take devastating financial hits; this can cause them to...
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On a daily basis, we hear “My home insurance is canceling because I’m in a wildfire area.” Insurance companies are in a panic and rightfully so; claims made during a wildfire can financially devastate them. To avoid taking a potentially disastrous financial hit, many...
If you are a California resident and your home insurance is being cancelled or non-renewed, you’re not alone. Since 2003, the frequency and devastation of wildfires has gotten progressively worse. Many insurance companies have responded by non-renewing policies in...
At Einhorn Insurance, we are often asked if there’s a difference between dog bite insurance and dog liability insurance. The answer is, no. Dog Bite Insurance and Dog Liability Insurance are the same thing. The phrase Dog Bite Insurance is often used by those not in...
We are often asked what high brush home insurance and Public Protection Class (PPC) have to do with each other. A property’s PPC score is very important as most all insurers in the USA use PPC in calculating home and property insurance rates. At Einhorn...
You’ve spent weeks, maybe months looking for “the one,” and you finally find it! Ahhh, the perfect property. You are completely pre-approved for a loan and have locked in at a great rate. Escrow is moving forward, the inspection is complete and then BAM…you hit a...