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12 Home Insurance Myths

12 Home Insurance Myths

Have you ever caught yourself saying, “That will never happen to me?” If so, you’re not alone. Many homeowners and renters harbor misconceptions about home insurance, believing in a series of myths that can lead to inadequate coverage or costly...
What Is The Oldest Form Of Insurance?

What Is The Oldest Form Of Insurance?

As we delve into the history of insurance, it becomes clear that the basic premise of insurance – sharing risk – has been ingrained in human society for centuries. The ancient Babylonians and Chinese traders started this tradition with their maritime loan...
How Do Insurance Companies Make Money?

How Do Insurance Companies Make Money?

Believe it or not, insurance companies aren’t quite like the money-making machines they are often perceived to be. Rather, they operate on a business model that’s built around risk management and a delicate balancing act between income and expenses. So,...
Can You Live In A House That Has Smoke Damage?

Can You Live In A House That Has Smoke Damage?

In the wake of a house fire, the aftermath is often a grim spectacle of burnt belongings, charred walls, and a generally devastated living space. But one element that is not immediately apparent yet causes extensive damage is smoke. Living in a house with smoke damage...
What Usually Survives A House Fire?

What Usually Survives A House Fire?

House fires are devastating events that can cause extensive damage to homes, stripping them down to their bare bones and reducing cherished belongings to ashes. It’s a harsh reality that no one likes to consider, but being aware of it can help us prepare better....
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