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Can You Live In A House That Has Smoke Damage?

Can You Live In A House That Has Smoke Damage?

In the wake of a house fire, the aftermath is often a grim spectacle of burnt belongings, charred walls, and a generally devastated living space. But one element that is not immediately apparent yet causes extensive damage is smoke. Living in a house with smoke damage...

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What Usually Survives A House Fire?

What Usually Survives A House Fire?

House fires are devastating events that can cause extensive damage to homes, stripping them down to their bare bones and reducing cherished belongings to ashes. It’s a harsh reality that no one likes to consider, but being aware of it can help us prepare better....

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Does Smoke Damage Count As Fire Damage?

Does Smoke Damage Count As Fire Damage?

Smoke damage, while it may seem less destructive than a full-blown fire, can actually be just as damaging in many cases. The insidious nature of smoke allows it to creep into every nook and cranny of your home, staining walls, corroding metals, and permeating fabrics...

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What Not To Say To A Home Insurance Adjuster

What Not To Say To A Home Insurance Adjuster

House insurance is a must-have for any homeowner. However, many people may not fully understand the role that a home insurance adjuster plays in this equation. These individuals are an essential part of the process when a claim is made, so let’s dive in and explore...

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Where Should You Live To Avoid Wildfires?

Where Should You Live To Avoid Wildfires?

The growing problem of wildfires is raging out of control. On average, approximately 60,000 wildfires scorch around 8 million acres in the U.S. each year. (1) The enormity of these numbers can be hard to grasp, but each digit represents a significant amount of...

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What Is Legally Considered An Act Of God?

What Is Legally Considered An Act Of God?

Have you ever wondered about the term “Acts of God” in your homeowner’s insurance policy? It’s a phrase that might seem a bit abstract, but when it comes to insurance, it has a very specific meaning. Key Takeaways An "Act of God" refers to natural events beyond human...

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What Are High Risk Items In Home Insurance?

High-risk items in home insurance refer to those specific possessions or areas of your home that carry a heightened risk of damage or destruction due to certain conditions, such as wildfires, floods, or even theft. These could be anything from expensive jewelry and...

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