New Changes To The California Fair Plan For 2021
California is often referred to as “The Golden State,” but with the frequency of fires, it wouldn’t be surprising if we took on the label of “The Wildfire State.” With each fire, home insurance carriers take devastating financial hits; this can cause them to...
What Is A Firewise Community?
As California’s population grows, we are forced to build homes in less populated areas with more land. These developing areas spill into forests, high brush zones and wildfire areas. The National Fire Protection Association (NFPA)...
Wildfire and High Brush Home Insurance Policies Not Cancelling
On a daily basis, we hear “My home insurance is canceling because I’m in a wildfire area.” Insurance companies are in a panic and rightfully so; claims made during a wildfire can financially devastate them. To avoid taking a potentially disastrous financial hit, many...
Einhorn Insurance Featured as Expert Guest on NPR’s “Air Talk with Larry Mantle” Radio Show
A fire engine in action suppressing a California wildfire. Listen on below as Eric provides insight into several other questions and concerns many California homeowners share on the topic. Wildfires have significantly effected the home insurance landscape in...
What should I do if my home insurance is cancelled?
If you are a California resident and your home insurance is being cancelled or non-renewed, you’re not alone. Since 2003, the frequency and devastation of wildfires has gotten progressively worse. The 4th quarter 2018 wildfires had a domino effect on many “big name”...
Dog Bite Insurance and Dog Liability Insurance
At Einhorn Insurance, we are often asked if there’s a difference between dog bite insurance and dog liability insurance. The answer is, no. Dog Bite Insurance and Dog Liability Insurance are the same thing. The phrase Dog Bite Insurance is often used by those not in...
High Brush Home Insurance and Public Protection Class
We are often asked what high brush home insurance and Public Protection Class (PPC) have to do with each other. A property’s PPC score is very important as most all insurers in the USA use PPC in calculating home and property insurance rates. At Einhorn...
High Brush Insurance for Closing Escrow
You’ve spent weeks, maybe months looking for “the one,” and you finally find it! Ahhh, the perfect property. You are completely pre-approved for a loan and have locked in at a great rate. Escrow is moving forward, the inspection is complete and then BAM…you hit a...
Brush Area Insurance
California wildfires can happen at any time. If you live in an area that is prone to fires, Einhorn Insurance can assist you with Brush Area Insurance. Is Brush Area Insurance different than home insurance? No. By obtaining a brush area insurance policy, this also...
Short Term Condo Vacation Rental Insurance
If you own a condo and have decided to rent it out as a vacation rental, Einhorn Insurance can assist with Short Term Condo Vacation Rental Insurance in California. Websites like VRBO, Airbnb, HomeAway and FlipKey make it easy f to take advantage of extra income by...