The growing problem of wildfires is raging out of control. On average, approximately 60,000 wildfires scorch around 8 million acres in the U.S. each year. (1) The enormity of these numbers can be hard to grasp, but each digit represents a significant amount of...

Have you ever wondered about the term “Acts of God” in your homeowner’s insurance policy? It’s a phrase that might seem a bit abstract, but when it comes to insurance, it has a very specific meaning. Key Takeaways An "Act of God" refers to natural events beyond human...

If your house burns down in a wildfire, immediately find a safe place to stay, such as with family or in a temporary shelter. Contact local authorities for guidance on re-entry to your property. Notify your insurance company to start the claims process, providing...

High-risk items in home insurance refer to those specific possessions or areas of your home that carry a heightened risk of damage or destruction due to certain conditions, such as wildfires, floods, or even theft. These could be anything from expensive jewelry and...

Welcome, homeowners and potential homeowners alike! We’ll be diving into a topic that should matter to all of us: the importance of fire safety and the evolving technology of fire alarm systems. Importance of Fire Safety Fire is an unpredictable force that can cause...

Home safety is a top priority, and one of the most crucial safety devices for any homeowner is the smoke detector. Smoke detectors are electronic fire-protection devices designed to detect the presence of smoke, a primary indicator of fire. The device then alerts the...