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With interest rates continuing to drop, it’s a great time to buy a home or property in San Diego! 

According to the SD Union Tribune, San Diego County’s home prices fell 4% in March, which is the steepest year-over-year decrease in 18 months.  Experts say that it’s going to be a while before we see an upswing in the housing market.

What does this mean for home buyers?  It’s a great time to negotiate a good deal and you can borrow money at a super low rate.  Low rates & low prices are the ideal combination!

For the past year, we have been looking at buying a house.   Our patience has finally paid off and next week we are closing escrow on our dream home.  We got a GREAT deal with an amazing interest rate.

In our search for homes, we found several neighborhoods where prices have dropped significantly.  These areas are:

–       Chula Vista: 91913, 91914, 91915

–       Carlsbad: 92008, 92009, 92010, 92011

–       San Elijo: 92078

–       Downtown and Little Italy: 92101

–       Escondido: 92025, 92026, 92027, 92029

–       El Cajon and Crest: 92019, 92020, 92021, 92022

If you are a landlord, experts predict an increase in rents as fewer people are buying property.  More families need to find places to rent; causing an increase in demand and a decrease in available rental property.  Lower vacancy rates + high demand = higher rents. 

With the high demand for rentals, this is a great time to buy income property as profit margins are growing!

Regardless if you are buying a home, income property or renting, Einhorn Insurance can help you with home or fire insurance.  To get a quote, go to

We have tenants in our income properties and are happy to share our personal insurance plan with other landlords to make sure their assets are properly protected.  Einhorn Insurance will also work directly with your property management company to ensure you minimize your risk and liability exposure. 

Please visit, call 858-336-4644 or email

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