How Do Insurance Companies Make Money?
Believe it or not, insurance companies aren’t quite like the money-making machines they are often perceived to be. Rather, they operate on a business model that’s built around risk management and a delicate balancing act between income and expenses. So,...
Can You Live In A House That Has Smoke Damage?
In the wake of a house fire, the aftermath is often a grim spectacle of burnt belongings, charred walls, and a generally devastated living space. But one element that is not immediately apparent yet causes extensive damage is smoke. Living in a house with smoke damage...
What Usually Survives A House Fire?
House fires are devastating events that can cause extensive damage to homes, stripping them down to their bare bones and reducing cherished belongings to ashes. It’s a harsh reality that no one likes to consider, but being aware of it can help us prepare better....
Does Smoke Damage Count As Fire Damage?
Smoke damage, while it may seem less destructive than a full-blown fire, can actually be just as damaging in many cases. The insidious nature of smoke allows it to creep into every nook and cranny of your home, staining walls, corroding metals, and permeating fabrics...
What Not To Say To A Home Insurance Adjuster
House insurance is a must-have for any homeowner. However, many people may not fully understand the role that a home insurance adjuster plays in this equation. These individuals are an essential part of the process when a claim is made, so let’s dive in and explore...Einhorn Insurance’s Happy Customers
Based on 85 reviews
diane curtis
1698318791
After I got turned down by half a dozen companies (including one I'd been with for 40 years), Summer worked her magic and got a homeowners policy with a well-known carrier--and all within a couple of hours. It's tricky to get a policy in California these days, and especially hard in so-called high-fire-risk zones like the one where I'm buying a house. The combination of Summer's knowledge and responsiveness did the trick. Thanks, Summer and Einhorn. I've already recommended her and the agency to others.
Diane C.
1698293948
After I got turned down by half a dozen companies (including one I'd been with for 40 years) because of the fire danger where I was buying a new house,...
Brad M.
1664372789
We were in a really unfortunate circumstance and after working with a different broker for several months, we were told that we would be uninsurable unless...
Kevin P.
1657893507
Hands down the best (of many) insurance agents I have ever worked with. Knowledgeable, PROACTIVE, courteous, communicative. Seriously, they are leagues...
Billy L.
1655207963
I was referred to Einhorn after my existing broker had a lot of trouble with insuring my property, which is in a high fire risk location, and also a...
H P
1648392506
Two years ago, Dori Einhorn found a good home policy for me after I couldn't find one on my own (fire-prone area). Early this month, that carrier decided not to renew.But Dori did not abandon me! She found me a new traditional policy with an A-rated carrier and at a good price. What astonished me was that this policy was with a company she doesn't have access to, so she directed me to an agent with that company! I'd say that's above and beyond. Within a week, I was insured again.I feel very lucky to have found Einhorn Insurance, and I am very sorry to lose Dori as my agent. Her attention to detail, her quick response time, and her knowledge, efficiency and willingness to answer my questions made it a pleasure to work with her. I highly recommend her.
P P.
1648367633
Two years ago, Dori Einhorn found a good home policy for me after I couldn't find one on my own (fire-prone area). Early this month, that carrier decided...
Yuwei H.
1647269143
I reached out to Eric at Einhorn Insurance Agency after finding out my Home Owner Insurance premium just skyrocketed for the renewal. Eric mentioned that...
Anne A.
1646914103
I had an extremely positive experience with Eric at Einhorn Insurance. His breadth of knowledge regarding High Fire Danger Areas, coupled with his extensive...
Mary Skapof
1625113287
Summer was extremely detailed and responsive and helped us navigate the entire insurance process for our new home purchase. I would definitely recommend her to anyone purchasing a home in a high fire risk area.
Elizabeth Turner
1623713118
My husband and I were astounded when we could not obtain insurance for our brand new house because it is located in an area considered to be "high" fire risk. We reached out to several agents and found Eric of Einhorn Insurance. He was by far the most informative and easiest agent to work with. The difficulty obtaining coverage was very stressful for us and Eric was a calming influence in the process.
Ruth S.
1621670811
I am so happy to have found Einhorn Insurance. My prior insurance agent only gave me 1 week notice to tell me that I'm being dropped because my house is in...
Marina Kieser
1618582853
Wow! I could not find reasonable insurance for my recent purchase of a Malibu house. It is in a high fire zone, in fact the 2018 fire had burned down the two houses on the other side of my street. I had called and searched insurance companies including "All Modern". Nobody would insure this house with a regular insurance plan.Dori Einhorn insurance was one of my many calls. She had connections. Yes believe it or not I got a very reasonable coverage with " All Modern" who had denied me prior when I called.Dori rocks!
Marina K.
1618557880
Wow! It does not get better than " Einhorn Insurance"I could not find reasonable insurance for my recent purchase of a Malibu house. It is in a high fire...
Mike S.
1604932208
Wow, it doesn't get easier than this! My previous insurance company wouldn't cover my new house in California because of fire danger. Local agents were...
Diana F.
1604154251
We had over a 100 day escrow, everything that could have gone wrong did go wrong but Summer at Einhorn was absolutely outstanding. She went above and beyond...
Steve Gosselin
1603044691
I was referred to Einhorn by a friend after Farmer's cancelled our home insurance in CA "out of the blue". The entire team at Einhorn was incredibly responsive to our need for coverage options. Eric Einhorn took lead and was relentless in pursuing all options for us and ultimately found home, earthquake, jewelry, and umbrella coverage. It was truly a stroke of great luck that I found Einhorn Insurance!
jeannie e.
1591118262
I ended up using a broker closer to my neighborhood but wow -- Einhorn was so helpful and quick. I encourage people all over the region to include Einhorn...
Vito Bica
1589058409
Very happy with the service and response from Einhorn Insurance. We've had some complicated situations, and they researched and came up with some good solutions.
Stephanie N.
1587294996
Great company and very responsive when I need something. My husband introduced me to Einhorn insurance several years ago and they have been doing a great...
Justin Snodgrass
1586836024
We worked with Dori during escrow on a home that was in a fire danger area. Several other agencies were unable to help us. Dori was able to set us up with a great policy. She was very helpful and attentive during the entire process. Unfortunately, issues with the home arose during escrow and we had to back out. I would feel fully confident to use Einhorn in the future. These are THE people to turn to if your home is in a high fire area.
Erica Fossey
1585346275
We have worked with Eric for several years and highly recommend his services. He is extremely knowledgeable and truly understands our needs, in order to make sure we get the best insurance coverages for our family. We have several policies that Eric has helped us secure, often in difficult situations, including our hillside homes in high risk fire areas. Eric is always ahead of it, he explains everything thoroughly, and he helps us make the smartest decisions. He and his team are responsive and attentive anytime we need advice or attention. He is total a pleasure to work with, and we feel incredibly lucky to have found him many years ago. When it comes to our insurance policies, we trust Eric completely.
ILENE TRABOLSI
1583373701
We live in a high risk fire area and when our homeowner's insurance coverage was terminated by our insurer (with no claims) we were suddenly scrambling to find a new insurance provider. I reached out to Eric and he was simply wonderful--spending an amazing amount of time and effort to find a new insurance company who would provide us with homeowner's insurance at the most reasonable cost. This was not easy as most other companies were unwilling to cover our home at any cost, yet Eric keep exploring possible options and keeping us informed during the whole process--until he was successful and our home was insured. We are incredibly thankful for all of his efforts and help.
laurie mackey
1582985763
Was so pleased with the entire process. Eric made it easy, his professionalism and truly caring what was best for the client. He was able provide a good homeowners policy in the brush area that is extremely limited. I would highly recommend Einhorn Insurance.
Kevin Plaxco
1582803356
I live in an extremely high fire risk area and reached out to Einhorn Insurance after being dropped by my insurance company and being unable to find any other. Let me say that more accurately: after being unable to find any local agents who could find any other. Einhorn Insurance came through rapidly and, equally importantly, was able to clearly and compellingly discuss all of the relevant issues with me (this was quite counter to my experience with other agents). Their professionalism and expertise is truly appreciated by this customer; enough so that I have recommended them highly to each of my neighbors as the dreaded cancel letters have inevitably arrived.
Claire G.
1571087864
Eric Einhorn insurance is a top notch agency in San Diego. I have worked with Eric primarily for the last 4 years and Summer most recently to obtain my...
C E.
1559403036
An absolute pleasure to do business with. Provided fire insurance and hazard insurance for a home in a high brush area where most other companies either...
Marinda Medin
1543685511
Dori with Einhorn Insurance was amazing to work with!! They do provide services outside of Southern California, so don't hesitate to contact them if you are not near San Diego. We are purchasing a home in rural far Northern California, and when it looked like no other insurance company would insure us because of our location, Dori came through with the promise that she could get it insured to meet the bank's requirements for a loan (such a relief!). I received a response within 1-2 hours of submitting an online inquiry, and Dori has never failed to promptly respond to any inquiries. She worked hard to get us all the discounts available. A local office offered us the same exact plan for $700 more per year than what Dori got us. On top of all that, she referred us to a different company that could offer a better price on flood insurance than they could. Her honesty and legitimate compassion for our situation was amazing! Dori was constantly checking in with us on the progress of our loan and for updates. No other entity that we have worked with during the home purchase process has been so great. With everyone else we have had to call and call to get any response and remind them we are waiting.Thank you so much Dori! 5+ stars!
Todd Salazar
1535585905
We never had to file a home insurance claim until a few years ago. We had a streak of bad luck and had to file a few claims. Our insurance company we had for About 10 years dropped us. After hearing "No" and being turned down from many insurance companies, we finally got a "Yes" from Dori at Einhorn Insurance. Dori providing amazing service and found us a home insurance policy that was accepted by our lender. Thank you for making this process easy!
Trent Long
1534201561
After getting outbid on several offers, we are finally in escrow on a home in Scripps Ranch. Our escrow company sent us a form asking for our home insurance information. After calling numerous insurance companies (including the company that insures me now) to get a quote, we quickly found out the house is in a high fire area and we need home insurance for a wildfire area. Some of the agents we called never called us back once we gave them the address. A couple of people we talked to flat out refused to offer a homeowners policy because Scripps Ranch is prone to fires. Then, a few agents came back with very high quotes and our lender said we wouldn’t qualify for a loan if our insurance was that high. Our excitement for this house quickly turned into panic as we were struggling to get affordable coverage. Dori at Einhorn Insurance was able to navigate the waters and provide a coverage option that we could afford and more importantly, feel good about! We are now fully approved for our home loan and scheduled to close escrow at the end of August! Thank you Dori!
Mandie Shaner
1533245898
Wonderful customer service and insurance options! I have trusted Einhorn Insurance with my renters, umbrella, auto and dog insurance for 10+ years.The thing I appreciate most about this company is that they truly take the time to listen to your needs, and put together a policy that ensures you are covered, without any of the unnecessary 'fluff'. They are always available and happy to answer any questions you have (trust me, I've had a lot of questions over the past decade!) Thank you, Einhorn Insurance, for taking care of my family.
Joel Scott
1531349655
I was in a jam for homeowners insurance due to another carrier that ensured me I was going to be covered in a high brush area and at the last minute was told I was unensurable due to brush.I found Einhorn Insurance online after researching high brush and they were able to assist me the same day with a full home owners policy. I cant say enough about the customer service and the knowledge they have regarding high fire risk.I would recommend them to anyone looking for a new home owners policy in or out of a high fire location.
T Story
1530155436
This company was top notch, responsive and super easy to work with. I was in escrow on a house that was close to the wildfire areas. I started to panic when everyone I called turned me down for home insurance. I stumbled on Einhorn Insurance and they were able to find a policy for me super fast. They even called my escrow company and lender and handled everything regarding insurance so I didn't have to. I am pretty sure I would not have been able to close escrow if they didn’t find me a policy. To everyone over at Einhorn: I really appreciate what you did for me and helping land the home that I love.
Sonya E.
1475516608
I was in the market looking for insurance coverage for my furry kid. The World Wide Web took me for a run while researching companies that offered such...
