California Home Insurance

Home insurance includes coverage if you own a home, condo, townhome, income property or if you are renting

Over the past few years, California has experienced more fires than ever before!  With this increased risk, it’s even more important to review your home policy on a yearly basis to make sure one of your biggest assets is properly covered as building costs (labor and materials) can increase each year.

Is your home under insured?

Einhorn Insurance has several types of policies to protect your property/home from fire, water damage, lightening, wind, hail, theft, broken pipes, vandalism, smoke (if sudden and accidental), falling objects, vehicles, riot and aircraft.

Home insurance consists of several main coverages:

1. DWELLING provides coverage to rebuild your home. Other Structures coverage consists of structures on your property that are not attached to the main structure (pool, fence, retaining walls, sheds, granny flat, detached garage, etc.)
2. LIABILITY provides 24 hour coverage for the household’s unintentional actions (including pets).  Our home insurance policies cover the actions of ALL DOG BREEDS! Einhorn dog liability insurance does not discriminate!  You have options; you can obtain home and renters insurance if you own a Doberman, Pit Bull, Shepherd, Chow, Pressa Canario, Staffordshire Terrier, Bull Terrier, Akita, Alaskan Malamute, Bullmastiff, Great Dane, Rottweiler, Husky, Wolf or a mix of any of these.
3. PERSONAL PROPERTY provides coverage for your personal belongings.  Think of personal property as anything you would pack up and take with you if you moved (clothes, furniture, kitchen items, sporting goods, electronics, rugs, tools, etc.).