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Dog Friendly or Pet Friendly Rental…What does this mean?

Ahhhh, so you’re looking for a place to rent with your 4 legged best friend(s).  Often times, it’s a task much easier said than done.  When you see the words “Pet Friendly or Dog Friendly”, it’s not a slam dunk that you can rent at this property.  It means the landlord it open to pets, […]

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True or False: Home, Condo or Townhome owners don’t need home insurance because they pay HOA fees.

Most people believe this is TRUE because they think the HOA insures the interior (including contents) and exterior of the unit. In some cases, the HOA policy will cover both the interior and exterior, but it never covers your contents or personal property. Most of the time, the property owner is responsible for the “walls-in.” […]

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Does your Homeowner or Renters policy cover PDA’s, smartphones or iPhones?

Most phone carriers (Sprint, Verizon, T Mobile, etc.) offer insurance on their phones. Depending on the carrier, there are a few different types of insurance coverage (standard and total equipment). The monthly cost is between $4-$8. If your phone is lost, stolen or damaged, you can make a claim with your carrier, pay your deductible […]

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