Catering Truck and Food Truck Workers’ Compensation Insurance

mobile catering truck workers compensation insurance
 

As a Food Truck owner, it’s important to have Workers’ Compensation Insurance, and in many states, it’s the law.   Workers’ Compensation covers employee injuries that are physical or psychiatric.

 

Food Truck Work Comp Insurance provides coverage for your employees while injured while on the job; it provides compensation for lost wages if they can’t work due to a job related injury or illness. 

 

Einhorn Insurance wants to protect your Food Truck business rather than have you worry about lawsuits from injured employees.

 

Studies show that employees who get fast, professional, and appropriate medical care, come back to work quicker and are less likely to litigate their claims.  This is why it is so important for you (as the Food Truck owner) to get the right Workers’ Compensation Insurance. 

 

In California, it is a law that a business owner must carry Workers Compensation to provide coverage for lost wages and medical bills resulting from a work related accident or illness.  If you are a business owner in the state of California and don’t carry workers compensation for your food truck or catering truck, you can face severe fines.

 

Examples of how a Mobile Catering Truck or Food Truck employee can become injured while at work:

 

  1. Oil splashes up from the fryer causing burns or the employee gets burnt on the stove/grill.
  2. A slip and fall inside or outside of the truck.
  3. Your truck is in a car accident on the way to a site and your employees are injured.
  4. An employee is chopping/preparing food and cuts themselves.
  5. An employee is lifting something and hurts their back.
  6. Even repeated motions, like cutting up vegetables, can eventually cause carpel tunnel syndrome.
  7. Your employees are robbed and traumatized by the incident resulting in the need for psychological help and taking time off work. 

 

Everything from first-aid type injuries to serious accidents are covered by Food Truck and Catering Truck Workers’ Compensation Insurance.

 

For more information about Catering Truck and Food Truck Workers’ Compensation Insurance, please call 858-336-4644 or email us at Agent@EinhornInsurance.com.

 

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