BAJA 1000 Auto Insurance for Mexico

The Baja 1000 is an off-road race that takes place on Mexico’s Baja California Peninsula. The event includes various types of vehicle classes such as small and large bore motorcycles, stock VW, production vehicles, buggies, trucks, and custom fabricated race vehicles.

The Baja 1000 2010 starts November 18th in Ensenada and ends November 20th in La Paz, Baja California Sur, Mexico. Once this 1000+ mile race is over, awards and a celebration will be held at 4pm on the Malecon in downtown La Paz on Saturday, November 20, 2010.

For more information about the Baja 1000 check out the Baja Racing News LIVE site at:

http://bajasafari.blogspot.com/2009/10/baja-1000-2010-to-finish-in-cabo-to.html

Are you planning on attending or watching the race? If so, BE VERY CAREFUL as your current U.S. or Canada Auto Insurance may provide some coverage in Mexico, but ONLY to your own car (and probably only within 25 miles of the border).

This is NOT considered proof of financial responsibility under Mexican Law because your policy does not cover damages to other people or their property while in Mexico. The Liability coverage on your U.S. or Canadian Insurance policy, is not recognized by Mexican Authorities. Only a Mexican Auto Liability policy is acceptable.

If you are in an accident while driving in Mexico, you must have cash or a Mexican insurance policy AT THE TIME OF THE ACCIDENT to pay for damages or injuries. Without a Mexican Auto policy, you could spend many hours (or days) in jail and your car will be impounded. In Mexico, car accidents are a CRIMINAL matter; in the U.S., most auto accidents are only a Civil Matter.

Don’t stop at the border and wait for 20-30 minutes to get Mexican Auto Insurance. Many of these last minute policies don’t provide the best coverage and the agent may add many unnecessary fees.

For more info about Car Insurance while in Mexico, check out http://einhorninsurance.com/content/mexico-auto-insurance

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