Prevent Dog Bites

You are walking your dog on the sidewalk, something startles your 4 legged pal and WHAM…out of nowhere, his jaws are gripping a random pedestrian’s calf. You feel terrible, guilty and scared because you don’t know what’s going to happen to you or your dog. Not many people really believe their precious best friend will […]

Continue Reading 0

True or False: Home, Condo or Townhome owners don’t need home insurance because they pay HOA fees.

Most people believe this is TRUE because they think the HOA insures the interior (including contents) and exterior of the unit. In some cases, the HOA policy will cover both the interior and exterior, but it never covers your contents or personal property. Most of the time, the property owner is responsible for the “walls-in.” […]

Continue Reading 0

Renters Insurance…The Best Bang For Your Buck!

I truly believe that renters insurance is the best bang for your buck. On average renters insurance usually runs between $20-$25/mo and covers two main things: 1. your personal property 2. the unintentional actions of you, your family members and your pets. COVERAGE #1: PERSONAL PROPERTY Personal property is all of your “stuff.” This is […]

Continue Reading 0

Does your Homeowner or Renters policy cover PDA’s, smartphones or iPhones?

Most phone carriers (Sprint, Verizon, T Mobile, etc.) offer insurance on their phones. Depending on the carrier, there are a few different types of insurance coverage (standard and total equipment). The monthly cost is between $4-$8. If your phone is lost, stolen or damaged, you can make a claim with your carrier, pay your deductible […]

Continue Reading 0